All About the Atmos™ Rewards Summit Visa Infinite® Credit Card
-
AFFILIATE DISCLOSURE:
Packed with Points is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as Nextcard.com, MileValue.com and bankrate.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers.
EDITORIAL DISCLOSURE:
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
At $395 a year, the Atmos™ Rewards Summit Visa Infinite® credit card is absolutely in premium credit card territory. But for the right Alaska loyalist, this is easily one of my favorite airline-specific cards. ✈️
Let's break down what you need to know so you can decide if this card is in your future!
Welcome offer
🔥 Limited time offer! Earn 80,000 bonus points + a 25,000 point Global Companion Award after spending $4,000 in the first 90 days of account opening.
That's enough for a business class flight to Europe from the West Coast on its own, before you even factor in the companion award!
Annual fee: $395
➡️Related: All About Atmos Rewards
*Offer valid at time of posting on August 27, 2026.
Editorial Take: A premium card option for frequent travelers who are wanting to take advantage of the companion award, and other travel perks the card offers.
Earning rates
👉🏻Earn 3 points per dollar on eligible dining, foreign transactions, and Alaska/Hawaiian Airlines purchases
👉🏻Earn 1 point per dollar on everything else
👉🏻Have a qualifying Bank of America account? You'll get a 10% bonus on all your earnings, bumping those 3x categories to 3.3x 💳
Benefits you’ll want in your wallet
🎟️ 25,000-point Global Companion Award (takes up to 25,000 points off a companion's award ticket, which is roughly $375 in value on its own)*
*You earn the first one from the welcome offer and then subsequent ones every card anniversary.
🏆 Spend $60,000 in a card year and unlock the 100k Global Companion Award (up to 100,000 points off a companion's award ticket)
🧳 Free first checked bag for you + up to 6 companions on Alaska/Hawaiian flights
🛋️ Up to 8 Alaska Lounge passes + 8 Wi-Fi passes per year (2 of each, per quarter…and don't forget to use them because they expire quarterly!)
💺 $50 delay/cancellation voucher, no same-day change fees, and a partner award booking fee waiver
👤 Free authorized users: no per-user fee, which is rare at this price point
⭐ Earn 1 status point per $2 spent, plus a 10,000 status point bump every anniversary. That's halfway to Atmos Silver right there!
So is this card right for you?
If you fly Alaska or Hawaiian regularly, redeem Atmos points often, or rack up a lot of foreign purchases, the Summit is going to deliver serious value. The companion award alone can nearly offset the annual fee. 🙌
Editorial Take: A premium card option for frequent travelers who are wanting to take advantage of the companion award, and other travel perks the card offers.
EDITORIAL DISCLOSURE: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
