All about the Atmos™ Rewards Ascent Visa Signature® Credit Card
-
AFFILIATE DISCLOSURE:
Packed with Points is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as Nextcard.com, MileValue.com and bankrate.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers.
EDITORIAL DISCLOSURE:
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
The Atmos™ Rewards Ascent Visa Signature® is a great pick for anyone flying Alaska or Hawaiian on the regular! Or for anyone looking to diversify their airline miles a bit and find some killer deals.
Between the annual Companion Fare and free checked bag, this $95 card can pay for itself fast. ✈️ Not to mention that these are some of the most valuable airline miles out there RN!
Welcome offer
🔥Earn 70,000 bonus points + a $99 Companion Fare (plus taxes/fees from $23) after spending $2,500 in the first 90 days of account opening.
That welcome offer alone could easily be worth over $1,000 in travel, and the Companion Fare can save you a few hundred more on your next trip with your travel buddy!
Annual fee: $95
➡️Related: All About Atmos Rewards
*Offer valid at time of posting on August 27, 2026.
Editorial Take: A solid travel rewards card with a lower annula fee and Companion Fare benefits.
Earning rates
👉🏻Earn 3 points per dollar on eligible Alaska and Hawaiian Airlines purchases
👉🏻Earn 2 points per dollar on gas, EV charging, cable, select streaming, and local transit/rideshare
👉🏻Earn 1 point per dollar on everything else
👉🏻Have a qualifying Bank of America or Merrill account? You'll get a 10% bonus on every point you earn, bumping that airline rate up to 3.3x! 💳
To be real with you: the earning rates aren't the star of the show here. This card is all about the PERKS.
Benefits you’ll want in your wallet
🎟️ Annual $99 Companion Fare: earn it once through the welcome offer, then re-earn it every anniversary year by spending $6,000+ in the prior anniversary year
🧳 Free checked bag + preferred boarding for you and up to 6 travel companions on eligible Alaska/Hawaiian flights
🍹 20% back as a statement credit on inflight food, drinks, and Wi-Fi
🛋️ $100 off an annual Alaska Lounge+ membership
⭐ Earns Atmos status points toward elite tiers (1 per $3 spent)
So is this card right for you?
At the very least, this card is a YES for anyone wanting to earn some seriously valuable airline miles. I opened this card with the goal of using these miles to book business class to Europe, and there are endless ways you can use the points for your travel goals!
If you're a regular Alaska or Hawaiian flyer with a travel buddy to bring along, this card is a no-brainer. One Companion Fare alone can cover the annual fee several times over! 🙌
This card is definitely one you’ll find in my wallet! Editorial Take: A solid travel rewards card with a lower annula fee and Companion Fare benefits.
EDITORIAL DISCLOSURE: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.