Best Current Welcome Offers

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    EDITORIAL DISCLOSURE:

    Opinions  expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

    *For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

*Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. *The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

💳Chase Ink Business Preferred® Credit Card

🔥NEW elevated offer! When you open the Ink Business Preferred card, you can earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening! One major perk of holding this card means that you can transfer these points directly out to airline and hotel transfer partners. 🙌🏼

Since this is a business card, it WON’T count toward your 5/24, but you do need to at least have a small business to apply. Read here on how to apply and who is eligible!

➡️Learn how to apply for the Chase Ink Business credit cards here!

*All information about Chase Ink Business Preferred® Credit Card has been collected independently by Packed with Points. The card details on this page have not been reviewed or provided by the card issuer.

💳Capital One Venture Rewards Credit Card

🔥NEW elevated offer! With this offer you will earn 75,000 bonus miles PLUS a $250 travel credit when you spend $4,000 on the card in the first 3 months! This offer comes around usually once a year and it is the BEST time to get this card. My husband and I have both opened the Venture when it had this elevated offer, and the travel credit is so easy to use on anything in the Capital One Travel portal (think hotels, rental cars, flights, etc.).

This card has a low annual fee of $95 and earns 2x on every dollar spent, which makes this a fantastic option for new and seasoned award travelers! You’ll have at least $1,000 in travel from this one welcome offer if you know how to maximize these points by transferring out to partners. 👏🏻

Capital One Venture Miles are extremely flexible; you can use them to cover a travel purchase, book in the Capital One travel portal, or transfer them to transfer partners (my favorite option!).

Related: How to Use Capital One Venture Miles

💳Marriott Bonvoy Boundless® Credit Card

🔥It’s BACK! The only time I recommend opening this card is when they have this 5 free nights offer. Seriously, the best time to add this hotel card to your wallet.

You can earn 5 free hotel nights valued at up to 50,000 points per night after meeting minimum spend ($3,000 in the first 3 months). AND you can top up these nights with up to an additional 15,000 Marriott points so that you could essentially redeem these certificates for nights up to 65,000 points. 👏🏻 I also love that this card comes with an annual free night award, so it makes this card a keeper for me.

*All information about Marriott Bonvoy Boundless® Credit Card has been collected independently by Packed with Points. The card details on this page have not been reviewed or provided by the card issuer.

💳Chase Sapphire Preferred® Card

With this new standard offer you can earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening! This card will always be on my list of favorites because it is the best travel rewards credit card for those who are new to points and miles (and points and miles veterans too 😉)!

As always, this card is my favorite card choice for anyone that is just getting started with points and miles. But it’s also a card I have been keeping in my wallet for years, so it’s a top choice for everyone!

This card has a low $95 annual fee, earns 3x on dining, and earns my FAVORITE type of points: Chase Ultimate Rewards® points!

*All information about Chase Sapphire Preferred® Card has been collected independently by Packed with Points. The card details on this page have not been reviewed or provided by the card issuer.

💳The World of Hyatt Credit Card

🔥ANOTHER offer for 5 free hotel nights! With this personal card, you can earn 3 free nights after you spend $5,000 on purchases in the first 3 months. Plus 2 free more nights after you spend $15,000 on purchases in the first 6 months. A solid offer on a card that is easily a long term keeper thanks to the annual free night award.

These free nights can be redeemed at any Category 1-4 Hyatt hotel or resort, making these super flexible and easy to use!

*All information about Chase Sapphire Preferred® Card has been collected independently by Packed with Points. The card details on this page have not been reviewed or provided by the card issuer.

💳Capital One Venture X Rewards Credit Card

If you’re looking to start earning premium travel rewards benefits, this is the best time to open the Capital One Venture X. This card earns 2x the points on all purchases, has easy to use travel benefits (that seriously make your travel experiences SO much more enjoyable), and it comes with a great welcome offer.

With this offer, you will earn 75,000 bonus miles when you spend $4,000 on the card in the first 3 months. Since this card earns 2x on everything, you’ll have 38,000 points to use for your next steeply discounted vacation after meeting minimum spend! 🎉

This is a premium travel rewards credit card which comes with a $395 annual fee, but tons of great benefits that easily offset that cost. It’s a keeper for me!

💳Chase Sapphire Reserve®

⭐️With this new offer on the revamped Chase Sapphire Reserve card, you can earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening! This premium card comes with a heap of new benefits to help offset the cost of that $795 annual fee.

*All information about Chase Sapphire Reserve® Card has been collected independently by Packed with Points. The card details on this page have not been reviewed or provided by the card issuer.

💳Capital One Venture X Business

This is the card for BIG expenses. Think home repairs, tuition payments, taxes due…all of those are great reasons to open up a card like this with a higher minimum spending requirement! With the Capital One Venture X Business you earn 150,000 miles after you spend $30,000 in the first 3 months from account opening.

This card also earns 2x on all purchases, so after meeting the first minimum spend, you will end up with 210,000 points for your next dreamy vacation!

💳Chase Ink Business Cash® Credit Card

With the Ink Business Cash card, you will earn $750 cash back (or 75,000 points) when you spend $6,000 on purchases in the first six months after account opening. This card also has no annual fee, and WON’T count toward 5/24, so it is a card I recommend for everyone!

This card is marketed as a cash back card, but if you hold either the Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, or the Chase Ink Business Preferred® Credit Card, you can combine the points you earn with this card so that you can then transfer these points out to transfer partners (my favorite way to use these points).

Since this is a business card, you do need to at least have a small business to apply. Read here on how to apply and who is eligible!

➡️Learn how to apply for the Chase Ink Business credit cards here!

💳Chase Ink Business Unlimited® Credit Card

When you open the Ink Business Unlimited card, you can earn $750 bonus cash back (or 75,000 Chase Ultimate Rewards® points) after you spend $6,000 on purchases in the first 3 months from account opening! One excellent perk of this card is you earn a very generous welcome offer with NO ANNUAL FEE!

This card is marketed as a cash back card, but if you hold either the Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, or the Chase Ink Business Preferred® Credit Card, you can combine the points you earn with this card so that you can then transfer these points out to transfer partners (my favorite way to use these points).

Since this is a business card, it WON’T count toward your 5/24, but you do need to at least have a small business to apply. Read here on how to apply and who is eligible!

➡️Learn how to apply for the Chase Ink Business credit cards here!

*All information about Chase Ink Business Unlimited® Credit Card and Chase Ink Business Cash® Credit Card have been collected independently by Packed with Points. The card details on this page have not been reviewed or provided by the card issuer.

💳Atmos Credit Cards

Alaska Airlines and Hawaiian Airlines officially have patterned up to create their brand new loyalty program: Atmos Rewards! With this new rewards program comes 3 brand new card offers (2 personal and 1 business). These are a fantastic way to earn miles for flights on Alaska Airlines which has some amazing partner award sweet spots!


I cannot say thank you enough for using my links to apply! I earn a commission for those applications at no cost to you, and it helps keep all the free resources and support coming! 🩷


EDITORIAL DISCLOSURE: Opinions  expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

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Chase Ink Business Preferred® Credit Card

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Current Transfer Bonuses for January 2026